The FinTech market is characterized by a rapidly growing number of startups and businesses without bank licenses (non-banks).
The digitization process of financial services includes simplified access for end users via the Internet or mobile Apps, an increase in the processing speed of automated processes, a reduction in costs, a stronger focus on customer service, more convenience, higher transparency, and the exploitation of network effects.
Financial services are understood within the framework of the Digital Market Outlook.
Digital infrastructures allow the establishment of new types of agreements and procedures in the classic areas of banking such as lending, investment strategies, and payments.
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